LCC Worker Benefit Plans

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Arrow Do all workers of a participating employer have to be enrolled?
Arrow Do we need to pay for all of the benefits for our workers?
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For all eligible workers, the employer is required to make monthly Pension Plan and FlexBenefit contributions according to the Annual Rate sheet. The employer pays for a set amount of “Flex Dollars” which is a kind of benefit allowance that can be used by the employee to pay for their coverage selections. Any costs in excess of these Flex Dollars provided are paid for by the employee through payroll deduction. Employees are also required to pay the costs of their Long-Term Disability Insurance and the required Pension Plan contribution. Employers are responsible for deducting the employee’s share of contributions from the employee’s salary. These required deductions will be remitted as part of the payment to be made to LCC Worker Benefit Plans.

The monthly bills will provide details on the employee’s payroll deduction.

All full time employees must be enrolled in both the Pension Plan and the FlexBenefits Program if they meet the required criteria of working more than 24 hours per week. A worker can be exempt only from enrolment in the Extended Health and Dental plan if comparable coverage is available through a spouse’s employer’s plan.

If an employee works less than 24 hours per week, and once they have worked for two consecutive years and met minimum earnings or in some provinces hours requirements, they must be enrolled in the Pension Plan only. For further details, please refer to the Who to Enroll section of the website. Employees in these circumstances are not enrolled in the FlexBenefits Program.

To calculate the annual cost of enrollment in the LCC Worker Benefit Plans please see the following rate sheet.


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